This is my first entry into my personal journal for the year 2002. I am hoping that this year will be a great one! I hope that Kathy and I can put together some financial plan that we will stick to. This is something that we’ve discussed for quite some time, but have never followed through with it. This year will be different! We’ve got somethings that we’d like to be able to do and the only way that they can be done is to get our finances in control.

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